It was the year 2004, when the decision was adopted that, for the fulfillment of an artificial infertility, health insurance, only then committed to a payment if the patient is not yet 40 years old. Up to this age, namely a positive course of a pregnancy is likely. The former applicant was a woman who wanted to become pregnant at age 40. Here, the court relied on § 27a paragraph 3 SGB V.
The applicant, however, argued that it is already maxed out by legal ways that women over 40 have only a 15 per cent chance to have children. While this applicant was insured with the SHI, has succeeded another woman before getting to court, but she had a private health insurance. The principle of equality is not fulfilled. The possibility can not be that a private medical insurance financed the artificial fulfillment of a infertility, however, not the SHI. This was also the reason why the applicant who was insured in the SHI, pulled in front of the Federal Social Court.
The final verdict comes from March 2009. Women who have private medical insurance enjoy, so in this respect a better standard of medical care as insured in the GKV.
However, be promoted workers who usually are oh SHI insured in respect of residential Riester. For the Home Pensions are in fact (to receive up to 40 years no problem even with a subsidy of SHI) for the fulfillment of a natural or an artificial infertility infertility and the children’s allowance granted.
For children born since 2008 are also obtained in the residential Riester even 300 €.
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